Four products.
One builder.
Enzi builds for everyday economic life in Nigeria: seeing your money clearly, turning skills into income, and giving businesses financial control.
Klak
Your Money. Clear as Klak.
The average Nigerian juggles four or more bank and fintech apps — GTBank, Access, Opay, Palmpay — with no single view. Klak connects them all in one place, shows exactly where your money goes, and warns you before it runs out. In English and in Pidgin.
All accounts, one view
Connect GTBank, Access, Zenith, Opay, Palmpay and more. Total balance across every account, updated in real time.
Automatic breakdown
Spending on food, transport, airtime and bills is categorised automatically — without you lifting a finger.
Budgets that track themselves
Set a limit per category. Green means fine, gold means slow down, red means stop.
Alerts before money finish
Get warned before you run out, in English and Pidgin. Never be caught out at month-end again.
AI spending insights
Smart observations about your patterns — like spending 3× more on food at weekends, or an electricity bill jumping 22%.
Export statements
Download your full history as PDF or Excel — for visa applications, loans, or your own records.
- 1 bank account
- Basic spending overview
- 30 days transaction history
- 2 budget categories
- Up to 4 bank accounts
- Full automatic breakdown
- Unlimited budget categories
- Smart alerts in English & Pidgin
- Weekly spending summary
- Unlimited bank accounts
- Full history — no limits
- AI-powered insights
- Bill reminders (DSTV, NEPA, rent)
- PDF & Excel exports
- Priority support
Cashlet
Find work. Get paid. Grow bigger.
A micro-task marketplace built for Nigerian students. Earn real money doing small jobs that match your skills — writing, design, promotion, data entry — no formal experience or long applications needed. Every user can both post tasks and complete them.
Post or earn — one account
No role selection. Any user can post a task or apply for one, whenever they want.
Browse and filter tasks
Find work on the home feed, filtered by category, budget and deadline.
Negotiate the price
Open a chat with the poster and agree a price before you commit. The agreed amount locks in.
Escrow-backed payments
Budgets are held in escrow the moment a task is posted, so taskers know the money is real.
Submit proof your way
Upload files, share links, or leave notes — any combination — then the poster reviews.
Fair dispute resolution
If work is unfairly rejected, raise a dispute within 48 hours and an admin makes a binding call.
Post a task
Fund your wallet, set a budget and deadline, and publish. The budget goes into escrow.
Get applicants
Taskers apply or negotiate. You pick who gets the job — it’s not first-come-first-served.
Review the work
The tasker submits proof. You approve, or reject with a reason.
Payment released
On approval, escrow is released to the tasker’s wallet, minus Cashlet’s commission. Withdraw to any Nigerian bank.
Truefare
Real fares. Better rides.
A ride-hailing platform for Nigeria, built around one idea: riders and drivers should both be able to see exactly how a fare works. See exactly what you’ll earn before every trip, and never worse than a guaranteed floor.
See your earnings first
Drivers see the full fare breakdown — platform fee, processing fee, and exact take-home — before accepting any trip. Never revealed after the fact.
A guaranteed floor
Fares can flex with the ride, but never drop below a guaranteed minimum — no driver is short-changed on a short trip.
Real accountability
Riders and drivers can both dispute a decision and get a real response — not a dead-end support ticket.
Built for Nigerian roads
Landmarks and local instructions matter as much as the pin on the map — because that's how directions actually work here.
Safety, not an afterthought
Safety tooling built into every trip, not bolted on as a single SOS button.
Designed for real networks
Built to work well on low-end devices and patchy connections, not just flagship phones on fast wifi.
Klak for Teams
Financial clarity, built for Nigerian business.
The business tier of Klak. It extends the personal dashboard into a full multi-user financial tool for SMEs, startups, freelancers and NGOs — multiple team members, business accounts, department budgets, expense approvals and tax-ready exports.
Multi-user access
Invite your team with role-based access — Admin, Accountant and Viewer. Everyone sees exactly what their role allows.
Department budgets
Set monthly limits per team, project or cost centre. Klak tracks actual spend automatically: green, gold, red.
Expense approvals
Team members submit expenses with receipts. Admins and Accountants approve or reject before anything hits a budget.
Receipt management
Attach a photo or PDF to any expense. Stored securely and included in every report export.
Business reports
Income, spend, budget-vs-actual by department, and a full approval log — as PDF or Excel, any period.
Tax-ready exports
FIRS-formatted statements with VAT-trackable lines and payroll records, built for Nigerian accountants.
- Up to 3 users
- 3 business accounts
- Business categories & department budgets
- Monthly reports & receipt uploads
- Up to 10 users
- Unlimited accounts
- Expense approval flow
- AI business insights
- Tax-ready exports & role-based access
- Unlimited users
- Custom integrations
- On-site onboarding
- SLA + uptime guarantee
- Dedicated account manager
Each product keeps its own identity while belonging to the Enzi portfolio.
Klak, Cashlet and Truefare each have their own brand and audience — endorsed as “Built by Enzi.” Same standard behind all three: useful, credible, and worthy of the people who trust it.